Terms & Conditions

LAST UPDATED: Dec 6, 2025

Welcome to the website owned and operated by Anna Kupferman (“Company,” “we,” “our,” “us”). These Terms & Conditions (“Terms”) govern your use of this website, all related pages, digital products, programs, courses, newsletters, and any content provided through this Site (collectively, the “Site”).By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.


1. Use of the Site

You must be at least 18 years old to use this Site, purchase digital products, or subscribe to email communications.You agree not to use the Site in any unlawful or harmful manner, including:

  • Interfering with Site functionality

  • Attempting unauthorized access

  • Uploading malicious software or content

We may restrict or terminate access to the Site at any time for violating these Terms.


2. Intellectual Property

All content on the Site — including text, images, videos, graphics, branding, course materials, PDFs, templates, and worksheets — is the exclusive property of Anna Kupferman unless otherwise noted.You may not:

  • Reproduce, distribute, or republish any digital products or course materials

  • Share login credentials or paid content

  • Claim any content as your own

  • Use content for commercial purposes without written permission

Personal, non-commercial use is permitted only as explicitly allowed.


3. Purchases & Payment

Digital courses, downloads, templates, and other products (“Digital Products”) are offered for purchase. Payments are processed through third-party payment providers (e.g., Stripe, PayPal, Teachable, etc.).By purchasing, you agree that:

  • All sales are final unless otherwise stated on the product page

  • You will not initiate a chargeback without contacting us first

  • You are responsible for providing accurate billing information

Prices may change at any time without notice.


4. Refund Policy

Because all products are digital and instantly accessible, we do not offer refunds unless stated otherwise at the time of purchase.If you believe a purchase was made in error, please contact us at:
📧 [email protected] (or your preferred email).


5. No Professional Advice

Content provided through the Site — including courses, newsletters, blog posts, downloads, and digital materials — is for educational and informational purposes only.We do not provide:

  • Legal advice

  • Financial advice

  • Medical or health advice

  • Professional consulting

Always seek the advice of a qualified professional when needed.


6. User Accounts

If you create an account to access digital products, you agree to:

  • Keep your login details confidential

  • Not share your account with others

  • Notify us immediately of unauthorized access

We may suspend or terminate accounts that violate these Terms.


7. Email Communications

By subscribing to our email list, you consent to receiving communications, updates, and marketing messages. You may unsubscribe at any time using the link provided in each email.We do not sell, rent, or misuse your email information.


8. Third-Party Links

The Site may contain links to third-party websites or tools. We are not responsible for:

  • Their content

  • Their services

  • Their privacy policies or security

Use third-party links at your own risk.


9. Disclaimer of Warranties

The Site and all content are provided “as is” and “as available” without warranties of any kind, express or implied.We do not guarantee:

  • Error-free content

  • Uninterrupted access

  • Specific results or outcomes

Your use of the Site is solely at your own risk.


10. Limitation of Liability

To the fullest extent permitted by law, Anna Kupferman is not liable for:

  • Any direct, indirect, incidental, or consequential damages

  • Loss of profits, data, business, or goodwill

  • Decisions or outcomes based on content provided

Your sole remedy is to discontinue use of the Site.


11. Indemnification

You agree to indemnify and hold harmless Anna Kupferman, affiliates, and team members from any claims, damages, losses, or expenses arising out of:

  • Your use of the Site

  • Your violation of these Terms

  • Your infringement of third-party rights


12. Governing Law

These Terms are governed by the laws of the State of Florida (or another state of your choice — tell me if you want this changed).Any disputes shall be resolved in the state or federal courts located in that state.


13. Changes to These Terms

We may update these Terms at any time. The updated date at the top reflects the most recent revision. Continued use of the Site constitutes acceptance of the revised Terms.


14. Contact Information

For questions or concerns about these Terms, contact:
[email protected]